Are You Paying Too Much for Car Insurance?
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San Diego accounts for 1.3 million residents, with the majority of them being drivers.
Respectively, finding dependable and beneficial car insurance quotes in San Diego is one of the most frequent requests.
Here you can find a detailed comparison of the leading insurance companies and their options, which will help you make the right decision and select an affordable and competitive.
Generally, the situation in San Diego is very similar to California, as the rate of insurers is literally identical.
The results of the investigation showed the following rating:
- GEICO gets the leading place with $1,252 being the average rate for complete coverage for an average driver;
- Nationwide is the next most affordable insurer, the cost of which is +$20;
- State Farm features $1,512 rate;
- Grange – $1,572;
- Progressive – $1,623.
It is important to mention that the city average cost was $1,950 for the sample driver, which is 17% more costly than the average in California.
Irrespective of the statistics, actual rates can vary greatly, depending on your driving history, traffic violation list, and similar circumstances.
Besides, the insurance cost will depend on the vehicle you drive, your age, driving experience, etc.
People under 25 years old will have to pay a considerably higher cost.
Best Car Insurance Rates in San Diego
Striving to opt for beneficial auto insurance in San Diego, keep in mind that the cheapest is not always the best.
Being one of the least expensive, GEICO scores only half of the customer satisfaction rate.
Companies with a higher cost have a higher score.
However, selection of car insurance is an individual issue, so you should decide it on your own.
If the simplicity of insurance getting and its price are the key priorities for you, then GEICO is the only leader.
According to the statistics, different companies are appreciated for diverse policies and services.
Thus, GEICO is appreciated for convenience and price, Ameriprise is the best for customer satisfaction, USAA suits military members and Metromile is preferred by low-mileage drivers.
Requirements for San Diego Drivers
Each state, with the only exception, has the minimum car insurance rate that is obligatory for every driver.
The requirements in California are considerably lower than in the vast majority of other states, thus, it is up to you to choose higher protection.
You can add comprehensive and collision insurance in case your car costs more than $2,000.
However, here are the general limits imposed by the state:
- $15,000/$30,000 bodily injury liability coverage per person and accident respectively;
- $5,000 property damage liability coverage;
- $15,000/$30,000 uninsured motorist injury coverage per person and accident respectively;
- $3,500 for uninsured motorist property damage.
Mind the details and specifications of different car insurance quotes in San Diego to opt not only for the cheapest but the best one.